Andrea Enria, Chairperson of the EBA, gave a lecture on "The Single Rulebook in banking: is it ‘single’ enough?" at the University of Padova.
In 2016, the EBA will celebrate five years since its establishment. Few periods have witnessed such a major overhaul in the EU financial regulatory architecture and the EBA has been one of the key players in the reform process. We contributed to the repair of the EU banking sector by deploying several tools, the most important of which is the Single Rulebook, a set of truly unified and directly applicable rules for all the banks operating in the Union. Now the time has come to take stock of what has been done and what could be improved to the benefit of a genuine Single Market in banking.