Japan Financial Services Agency Publishes The Status Of Loans Held By All Banks As Of The End Of March 2026, Based On The Financial Reconstruction Act

1. Loans based on the Financial Reconstruction Act (FRA)

The total amount of loans held by all banks as of the end of March 2026, based on the definition in the FRA (Act No.132 of 1998), is 8.4 trillion yen, staying almost the same as the level as of end-March 2024.

2. Specific provisions for loan losses

The total amount of specific provisions for loan losses as of the end of March 2026 stands at 1.9 trillion yen. The figure decreased by 0.1 trillion yen from 2.0 trillion yen as of the end of March 2025.

3. Total loss amount from the disposal of non-performing loans (NPLs)

The total loss amount from the disposal of NPLs from April 2025 to March 2026 was 0.5 trillion yen. The figure increased by 0.3 trillion yen from 0.2 trillion yen as of the end of March 2025.

(Notes)

All the figures are rounded off to the nearest 0.1 trillion yen.
The figures relate to the “Transition of Results of Self-Assessment of Assets by Banks”

Table-1	Transition of Loans Based on the Financial Reconstruction Act	Transition of Loans Based on the Financial Reconstruction Act
Table-2	Transition of Status of Coverage of Loans Based on the Financial Reconstruction Act	Transition of Status of Coverage of Loans Based on the Financial Reconstruction Act
Table-3	Transition of Total Losses on Disposal of Non-Performing Loans of All Banks	Transition of Total Losses on Disposal of Non-Performing Loans of All Banks
Table-4	Transition of Results of Self-Assessment of Assets by Banks	Transition of Results of Self-Assessment of Assets by Banks