Lord Mayor, thank you once again for inviting us round to Dinner. Events at the Mansion House never cease to be special, with an aura that sets them apart. It is a true story from some years ago that a very senior official from another country came to a lunch at the Mansion House, at which he spoke, and after which he came to visit the then Governor of the Bank. He had been impressed by the grandeur of the surroundings, the food and drink, the speeches (in plural), but he had just one question for the Governor. How does anyone make money in the City if that is how they carry on? The Governor was wise and slightly avuncular in his answer, to the point of remarking that it is not a question that anyone in the City would ask. Lunches may have become shorter, but dinners remain a place to take stock over good food and wine and with good company. And, for Martin and me it is a chance to take stock after just over eighteen months of the new arrangements.