Publication Of "Japan Financial Services Agency Analytical Notes (2026.2)"

The FSA published the English version of "FSA Analytical Notes (2026.2)". PDF full text

As financial institutions’ business environments and profit structures change, it is important to understand economic and market trends based on data, and to accurately grasp the business conditions of individual financial institutions and also the resilience and vulnerabilities of the financial system as a whole. From this perspective, the FSA has been focusing on the utilization of granular data, such as transaction-level bank loan data and financial data on individual corporations. Some case examples of data analyses using such granular data are published as a series of reports titled “FSA Analytical Notes.”

This issue contains "Analysis of Human Resource Support by Regional Banks and Shortages of Managerial Talent at Firms".

Analysis of Human Resource Support by Regional Banks and Shortages of Managerial Talent at Firms

This paper analyzes the relationship between regional banks’ engagement in a program for promoting the matching of managerial talent for regional companies and the status of managerial-talent shortages among firms that designate regional banks as their main bank, using the record of the program run by the Regional Economy Vitalization Corporation of Japan (REVIC) and the results of the FSA’s corporate questionnaire survey on the evaluation of financial institutions’ initiatives mainly in regard to intermediary services offered to their corporate clients. The analysis indicates that, where the main bank (a regional bank) has achieved a relatively high number of matches under the program, client firms are less likely to be in a state of “facing a shortage of managerial talent and not having recruited managerial talent.” Further, textual analysis using AI indicates that regional banks with stronger program records tend to include more references to client support for human resources in their disclosure reports.

Enhancing the use of data in financial supervision and policy-making is a medium- to long-term agenda. The FSA will continue to build its data analysis capabilities and data infrastructure.

* Unless otherwise noted, the figures and tables in this report were prepared by the FSA.

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