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Millea Holdings Inc. To Join NASDAQ Financial-100 Index Beginning December 17, 2003

Date 10/12/2003

Millea Holdings Inc. (NASDAQ:MLEA) of Tokyo, Japan, will become a component of the NASDAQ Financial-100 Index® effective at the beginning of trading Wednesday, December 17, 2003. Millea Holdings Inc. will replace F.N.B. Corporation (NASDAQ:FBAN).

Millea Holdings Inc. is the holding company for Tokio Marine and Nichido Fire. Through Tokio Marine and Nichido Fire, the company underwrites the full range of property and casualty insurance coverage available in Japan, including voluntary automobile, compulsory automobile liability, fire and allied lines, personal accident, cargo and transit, and hull insurance. It also underwrites some lines of property and casualty insurance coverage overseas, and accepts and cedes reinsurance for certain lines of property and casualty insurance coverage.

With nearly 3,400 companies, NASDAQ (OTCBB; NDAQ) lists more companies and, on average, trades more shares per day than any other U.S. market. It is home to category-defining companies that are leaders across all areas of business including technology, retail, communications, financial services, media and biotechnology industries. For more information about NASDAQ, visit the NASDAQ Web site at www.NASDAQ.com or the NASDAQ NewsroomSM at www.NASDAQnews.com.