The Financial Services Agency (FSA) published a “Report on the Monitoring and Analysis of Deposit-Taking Financial Institutions.” This report summarizes the FSA’s prudential supervisory activities of deposit-taking financial institutions in Business Year (BY) 2025 (from July 2025 to June 2026) on the following topics:
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(1) Trends in deposits after Japan’s policy interest rate was raised;
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(2) Trends in real estate-related loans amid rising real estate in recent years;
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(3) Securities investment at deposit-taking financial institutions;
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(4) Loans to and investment in overseas funds on which major banks place a focus in recent years;
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(5) The FSA’s off-site and on-site supervision of governance and internal controls at deposit-taking financial institutions;
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(6) Implementation of Basel III in Japan, and;
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(7) The FSA’s initiatives on data analysis and the use of new technologies.
An English translation of the executive summary is available by clicking the link provided below. For further details, please refer to the full version of the report (available in Japanese).
Report on the Monitoring and Analysis of Deposit-Taking Financial Institutions (a provisional translation of the Executive Summary into English)
Report on the Monitoring and Analysis of Deposit-Taking Financial Institutions (available in Japanese)
- Contact
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Macro-financial Stability and Data Strategy Office, Risk Analysis Division, Strategy Development and Management Bureau, Financial Services Agency
Tel:+81-(0)3-3506-6000 (ext. 3676)